Non-Owners Insurance

“I just have to say how wonderful it has been to work with Ryan.  He has been most patient and accommodating with our requests. He always responds to emails and phone calls very promptly.  Very professional and a true pleasure!”

What is Non-Owners Insurance?

Non-Owners insurance in Florida is for drivers who have a license, but do not own a car. Named Non-Owners policies provide liability protection for the named insured while driving non-owned autos.  SR22 and FR44 filings are acceptable. Non-Owners coverage is not available if you want to rent a vehicle or drive a specific non-owned vehicle on a regular basis.

What type of coverage do I need for
Non-Owners Insurance in Florida?

Contact a representative at DUIFR44 to find out the correct coverage to satisfy non-owner insurance.  As a non-owner, you do not own the vehicle which means your coverage options vary from standard coverage options. Below is a list of coverage options that are available for a non-owners policy.

Non-Owner Coverage Options

  • Bodily injury
  • Property damage liability coverage
  • Uninsured motorist

Unavailable Coverage Options

  • Collision coverage
  • Comprehensive coverage
  • Rental
  • Roadside assistance
  • P.I.P. (Personal Injury Protection)

How much does Non-Owner coverage cost?

Since the policy-holder does not own a vehicle and drive less often than a person who owns a vehicle, non-owners insurance is generally less expensive than having a regular personal auto policy. works with several insurance carries to find you the most affordable options.

Here's what you need
to get a quote

In many situations, you will receive a case number from the State of Florida. If you do not have your case number, we can locate it for you.

To obtain a price of insurance estimate for an non-owners insurance, we need:

  • Full Name
  • Address
  • Date of Birth
  • Drivers license number

When you’re ready to get a quote just fill out the form below and an agent will get back to you with more information on your personalized non-owners quote. 

Since 1981, Myers Insurance Agency has been dedicated to providing insurance products that provide quality protection with valued pricing.